21
Mar

Teaching Vancouver Kids How To Budget

   Posted by: Phil   in Child Health

Richmond Kids Vitamins

There is no dignity quite so impressive, and no independence quite so important, as living within your means.
-Calvin Coolidge

The 30th President of the United States was right to hold living within ones means in such high estate, and parents in the Delta area should start teaching their children the value and responsibility of money early in life.

A good way to introduce the concept of the budget is to help your child to only spend 70% of what they earn or are given in allowance. Break up the other 30% this way: 20% for savings and 10% for charity. You can give your child different jars to keep the money in different “accounts”, or open up their own real savings account at any Richmond, Surrey, or Langley bank or credit union, provided they are old enough.

Surrey parents should take time to discuss savings with their child each time they divide their earnings. You can talk about reasons to save, such as waiting to buy an expensive toy or preparing for college.

Your child can be very creative with the 10% of the money meant for charity. Allow them to make the choice of where to give this amount and you will see them gaining a better sense of awareness of people who are in need (or, as the case often is for many Vancouver children, animals who are in need).

Even at a very young age, kids can begin to understand that money is a responsibility and better enjoyed when it is not all spent immediately.

My name is Phil Hoskins and I am passionate about kids health in Richmond. I want to help Vancouver area parents to raise happy, healthy kids who can go on to enjoy living within their means.

I own a successful Delta home based business that sells Peanut Butter Cups. If you would like to learn more, please contact me at 604.943.8598. We can discuss one of the many children’s health issues that is important to me, such as children’s nutrition, childhood obesity, and immunizations.

Contact me today!

entrpreneur and investor in human spirit Phil Hoskins
Delta, BC V4M 1Z9
604.943.8598
phil@philhoskins.com
Activ, the healthy chocolate beverage
Peanut Butter Cups

Join Xocai today!

I am Phil Hoskins, and I am a Delta-based Xocai artisan chocolate distributor. I joined Xocai in March 2008. I sell the industry-leading Activ, the healthy chocolate beverage and Peanut Butter Cups online and in Delta, Richmond, Surrey, and Langley. Our valued Vancouver customers recommend Peanut Butter Cups because Peanut Butter Cups ‘allows me the freedom of running my own business and help others in the process.

Xocai is also a fantastic Activ, the healthy chocolate beverage home-based business in the Vancouver area. BC entrepreneurs can supplement their income by cashing in on a high-demand BC healthy artisan chocolate market. To learn more about Xocai, visit http://philhoskins.com/more-about-xocai.

Call me at 604.943.8598 to own your own Activ, the healthy chocolate beverage business in Delta, Richmond, Surrey, or Langley.

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This entry was posted on Thursday, March 21st, 2013 at 7:35 pm and is filed under Child Health. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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